:root{--navy:#0b1b3a;--blue:#1d4ed8;--blue2:#2563eb;--teal:#0ea5a4;--orange:#f97316;--bg:#f6f8fc;--card:#fff;--text:#1e293b;--muted:#5b6b82;--line:#e3e9f3;--r:16px;--shadow:0 10px 30px -12px rgba(11,27,58,.18)}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.65;font-size:16px}
img{max-width:100%;height:auto;display:block}a{color:var(--blue2)}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px 12px;z-index:100}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;height:68px}
.brand{white-space:nowrap;display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;letter-spacing:-.01em}
.brand .logo{width:38px;height:38px}.brand small{display:block;font-weight:600;font-size:11px;color:var(--muted);letter-spacing:.04em}
.menu{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}
.menu a{white-space:nowrap;display:block;padding:8px 12px;border-radius:999px;text-decoration:none;color:var(--text);font-size:14.5px;font-weight:550}
.menu a:hover,.menu a[aria-current=page]{background:#eaf0fe;color:var(--blue)}
.menu a.cta{background:var(--orange);color:#fff;margin-left:6px}.menu a.cta:hover{background:#ea580c;color:#fff}
.burger{display:none;background:none;border:1px solid var(--line);border-radius:10px;width:42px;height:42px;font-size:20px;cursor:pointer}
@media(max-width:1120px){.burger{display:block}.menu{position:absolute;left:0;right:0;top:68px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:10px 20px 18px;display:none}.menu.open{display:flex}.menu a.cta{margin:6px 0 0;text-align:center}}
.hero{background:radial-gradient(1100px 500px at 85% -10%,#dbe7ff 0,transparent 60%),linear-gradient(180deg,#fff,var(--bg));padding:72px 0 56px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr}}
.eyebrow{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--teal);background:#e0f7f6;padding:5px 12px;border-radius:999px}
h1{font-size:clamp(2rem,4.6vw,3.3rem);line-height:1.1;margin:16px 0;color:var(--navy);letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,3vw,2.1rem);line-height:1.2;color:var(--navy);margin:0 0 12px;letter-spacing:-.01em}
h3{margin:0 0 8px;color:var(--navy);font-size:1.15rem}
.lead{font-size:1.15rem;color:var(--muted);max-width:60ch}
.btn{display:inline-block;padding:13px 22px;border-radius:12px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:15px;font-family:inherit}
.btn-p{background:var(--blue2);color:#fff}.btn-p:hover{background:var(--blue)}
.btn-o{border-color:var(--blue2);color:var(--blue2);background:#fff}.btn-o:hover{background:#eaf0fe}
.btn-a{background:var(--orange);color:#fff}.btn-a:hover{background:#ea580c}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
section.s{padding:68px 0}section.alt{background:#fff;border-block:1px solid var(--line)}
.head{max-width:720px;margin-bottom:32px}.head p{color:var(--muted);margin:0}
.grid{display:grid;gap:20px}.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:980px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}@media(max-width:640px){.g3,.g2,.g4{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:var(--shadow);transition:transform .2s,border-color .2s}
a.card{text-decoration:none;color:inherit;display:block}.card:hover{transform:translateY(-3px);border-color:#bcd0fb}
.icon{width:48px;height:48px;border-radius:12px;background:#eaf0fe;color:var(--blue2);display:grid;place-items:center;margin-bottom:14px}
.icon svg{width:26px;height:26px}
.card p{margin:0 0 10px;color:var(--muted);font-size:15px}
ul.check{list-style:none;padding:0;margin:12px 0 0}ul.check li{position:relative;padding-left:26px;margin:6px 0;font-size:14.5px}
ul.check li:before{content:"";position:absolute;left:0;top:.45em;width:14px;height:8px;border-left:3px solid var(--teal);border-bottom:3px solid var(--teal);transform:rotate(-45deg)}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:40px}
@media(max-width:760px){.stats{grid-template-columns:repeat(2,1fr)}}
.stat{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px}.stat b{display:block;color:var(--navy);font-size:1rem}.stat span{color:var(--muted);font-size:13.5px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:24px}
.chip{border:1px solid var(--line);background:#fff;padding:8px 14px;border-radius:999px;font-size:14px;font-weight:600;cursor:pointer;font-family:inherit;color:var(--text)}
.chip[aria-pressed=true]{background:var(--blue2);color:#fff;border-color:var(--blue2)}
.meta{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 12px}.pill{font-size:12px;font-weight:700;padding:4px 10px;border-radius:999px;background:#eef2f8;color:#334155}.pill.cat{background:#e0f7f6;color:#0f766e}
details.f{margin-top:12px;border-top:1px solid var(--line);padding-top:10px}details.f summary{cursor:pointer;font-weight:700;color:var(--blue2);font-size:14.5px}
.testi{border-style:dashed;background:#fbfcff}.testi .q{font-size:2.4rem;line-height:1;color:#bcd0fb}
.page-hero{background:linear-gradient(180deg,#fff,var(--bg));padding:54px 0 34px;border-bottom:1px solid var(--line)}
.crumbs{font-size:13.5px;color:var(--muted);margin-bottom:10px}.crumbs a{color:var(--muted)}
.cover{border-radius:var(--r);overflow:hidden;border:1px solid var(--line);margin:0 0 26px;box-shadow:var(--shadow)}
.article{max-width:760px}.article p,.article li{font-size:17px}.article h2{margin-top:34px}
.article ul{padding-left:22px}.article li{margin:8px 0}
.callout{background:#eef6ff;border-left:4px solid var(--blue2);border-radius:12px;padding:18px 20px;margin:28px 0}.callout b{display:block;color:var(--navy);margin-bottom:4px}.callout p{margin:0}
.byline{display:flex;flex-wrap:wrap;gap:10px;color:var(--muted);font-size:14px;margin-bottom:18px}
form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}@media(max-width:640px){form .row{grid-template-columns:1fr}}
label{display:block;font-weight:650;font-size:14px;margin:12px 0 6px}
input,select,textarea{width:100%;padding:12px 14px;border:1px solid #cfd8e6;border-radius:10px;font:inherit;background:#fff}
input:focus,select:focus,textarea:focus{outline:3px solid #bfd3ff;border-color:var(--blue2)}
.notice{background:#fff7ed;border:1px solid #fed7aa;border-radius:12px;padding:12px 16px;font-size:14px;color:#9a3412;margin-top:14px}
.band{background:linear-gradient(135deg,var(--navy),#16336e);color:#fff;border-radius:22px;padding:42px;display:flex;flex-wrap:wrap;gap:20px;justify-content:space-between;align-items:center}
.band h2{color:#fff;margin:0}.band p{margin:6px 0 0;color:#cbd8f1}
footer.site{background:var(--navy);color:#cbd8f1;padding:48px 0 24px;margin-top:0}
footer .fg{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}@media(max-width:820px){footer .fg{grid-template-columns:1fr 1fr}}
footer h4{color:#fff;margin:0 0 10px;font-size:14px;letter-spacing:.06em;text-transform:uppercase}footer a{color:#cbd8f1;text-decoration:none}footer a:hover{color:#fff}
footer ul{list-style:none;padding:0;margin:0}footer li{margin:6px 0;font-size:14.5px}
footer .legal{border-top:1px solid #1f3566;margin-top:30px;padding-top:18px;font-size:13px;color:#8fa3c8}
.prose p{max-width:70ch}.prose h2{margin-top:34px}
.steps{counter-reset:s}.step{position:relative;padding-left:56px}.step:before{counter-increment:s;content:counter(s);position:absolute;left:0;top:0;width:40px;height:40px;border-radius:50%;background:var(--blue2);color:#fff;display:grid;place-items:center;font-weight:800}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin:10px 0}.faq summary{cursor:pointer;font-weight:700;color:var(--navy)}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

.hero .stats{grid-template-columns:repeat(2,1fr);margin-top:32px}
@media(max-width:1280px){.menu a{padding:8px 10px;font-size:14px}}